Collaborative. Client-Oriented. Effective.

Denise, Cathy and Allie

Denise, Cathy and Allie

Olivetti, McCray & Withrow, LLC

Our Hilton Head Island, SC law firm is collaborative, client-oriented and grounded in a commitment to achieving financial health and resolving financial challenges. We’re focused on helping you succeed, even when times are tough.

Working together, we provide you with financial options and a range of possible solutions based on your individual situation. Best of all, we listen to you and guide you through the process, enabling you to relax and focus on what’s most important in your life.

I Owe More Money On My House Than It’s Worth? What Are My Options?

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Loss Mitigation and Loan Workouts

If you’re struggling to make your monthly mortgage payments, we can help.

We offer a number of financial solutions to help you with your mortgage issues. You may be entitled to foreclosure intervention options that will give you time to for resolution. We are passionate advocates for our clients who need assistance with their mortgage loan challenges.

Our ability to deliver the peace of mind you deserve is a direct result of the relationships we’ve established with financial institutions and the extensive knowledge we have accumulated in resolving distressed real estate issues.


Short Sales

Loan Work-Outs

Loan Modifications

Forbearance Plans


Foreclosure Defense


Deed in Lieu of Foreclosure

Debt Resolution

Are you feeling overwhelmed by financial debt? Our Beaufort County attorneys are experienced in helping clients resolved outstanding debt issues—including judgments, deficiency notes from short sales and bad debt.

We are committed to helping clients achieve financial wellness by resolving these legal issues. We review your individual situation to determine the best path for you. We can negotiate directly with creditors on your behalf. Regardless of your background, education or profession, the effects of financial stress are real and can impact your quality of life.

That’s why we’re dedicated to creating custom solutions to help you breathe easy and enjoy peace of mind.



Deficiency Notes

Credit Cards

Private Loans

Our attorneys are available for your free consultation.

Contact us today at 843.341.9260 or send us an email at


Phone: 843.341.9260

Toll-free: 833.903.HELP

Fax: 843.341.9261



The Jade Building
52 New Orleans Road
Third Floor
Hilton Head Island, SC 29928

Post Office Box 7906
Hilton Head Island, SC 29938